Your phone can now accept debit & credit card payments. Completely contactless with just an APP!

One app, countless possibilities

The Sign Pay app is a complimentary application designed to facilitate contactless payments using solely your Smart Phone — supporting various payment methods, from physical debit and credit cards to Apple Pay, Google Pay and other digital wallets. No additional widgets, cables, dongles, or specialized hardware are necessary.
Our app streamlines the process, allowing you to effortlessly accept card payments without the need for traditional hardware terminals.

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About Us

The Sign Pay app is a complimentary application designed to facilitate contactless payments using solely your Smart Phone — supporting various payment methods, from physical debit and credit cards to Apple Pay, Google Pay and other digital wallets. No additional widgets, cables, dongles, or specialized hardware are necessary.
Our app streamlines the process, allowing you to effortlessly accept card payments without the need for traditional hardware terminals.
Enter amount, Tap card, Done.
Accept contactless payments in 3 easy steps:
1. Create account or log in to your account using your credentials.
2. Enter the sale amount.
3. Tap the cardholder’s card or NFC wearable on your phone.
And that's it!

FAQs

Tap to Pay on iPhone

Helpful Information at Your Fingertips

What is Tap to Pay on iPhone?

With Tap to Pay on iPhone, you can accept in-person, contactless payments on your iPhone. No extra card machines or hardware needed. It’s easy, secure and private. Tap to Pay on iPhone is available when you download the Sign Pay app available on the App Store. Compatible with iPhone XS or later with iOS 16.4 or later.

How do I set up Tap to Pay on iPhone with Sign Pay?

Getting started with Tap to Pay on iPhone is simple. After logging into the Sign Pay app, you'll be prompted to connect your Apple ID. Once completed, you're ready to accept contactless payments with Tap to Pay on iPhone.
You only need to perform this once per account. This flow isn’t presented on subsequent connections using the same account, including on other mobile devices.

What payment methods can I accept with Tap to Pay on iPhone

With Tap to Pay on iPhone, you can accept Visa, Mastercard and American Express contactless cards and NFC-based mobile wallets (Apple Pay, Google Pay, and Samsung Pay).

Which iPhone are compatible?

To use Tap to Pay on iPhone, ensure you are using an iPhone XS or newer running iOS 16.4 or higher. Additionally, make sure to download the free Sign Pay app.

Is Tap to Pay on iPhone a secure way to accept payments?

Yes, Tap to Pay on iPhone transactions are processed in accordance with the highest industry security standards. Plus, this payment method uses the built-in features of your iPhone to keep your and your customer’s data private and secure.

How can my customers pay with Tap to Pay on iPhone?

Paying with Tap to Pay on iPhone is incredibly simple. Open the Sign Pay app on your iPhone, enter the purchase amount, and check out with Tap to Pay on iPhone. Present your iPhone to the customer and ask the customer to tap their contactless card, iPhone, Apple Watch, or other smart device at the top of your iPhone over the contactless symbol until they receive notification that the transaction is completed.

Is there a limit to the transaction amount I can accept?

No, there is no limit to the amount you can accept with Tap to Pay on iPhone.

Does Tap to Pay on iPhone support transactions that require a PIN?

Yes. In iOS 16 or later, you can use Tap to Pay on iPhone to accept contactless payments that require customers to securely enter a PIN to confirm a payment. After the customer taps their card, Tap to Pay on iPhone prompts the customer to enter their PIN using Apple's secure PIN entry interface.

Will using Tap to Pay on iPhone affect the battery life of my device?

No. Tap to Pay on iPhone won't have a noticeable impact on battery life.

How many unique business accounts can Tap to Pay on iPhone use with the Sign Pay app?

Any iPhone will be able to use up to three (3) unique business accounts within a rolling 24-hour period. If additional accounts are used for the device within the same 24-hour period, it will result in an error.

How can a customer enter a PIN with Tap to Pay on iPhone?

You can use Tap to Pay on iPhone to accept contactless payments that require customers to securely enter their PIN to confirm a payment. The PIN entry screen is automatically prompted based on the customer’s card, the transaction amount and the specific merchant configuration.
If PIN is triggered after customer presents card:
1. The customer enters their PIN and taps the green tick to submit.
2. Only once approved green check mark appears, the payment is complete

FAQs

Tap to Pay on Android Phone

Helpful Information at Your Fingertips

What is Tap to Pay on Android Phone?

Tap to Pay on Android turns your smartphone into a card reader, so you can take contactless payments (Visa, Mastercard, mobile wallets such as Apple Pay, Google Pay, and Samsung Pay) in all kinds of places, with no extra hardware. Sign Pay is a mobile app available on the Google Play store. Compatible with NFC-enabled Android smartphones currently running Android OS 11 or above.

How do I set up Tap to Pay on Android phone with Sign Pay?

Getting started with Tap to Pay on Android is really simple. To enable the service:
1. Download the Sign Pay Android app and proceed with the account sign-up.
2. On the app home screen, enter the amount you’d like to charge your customer and tap ‘Contactless Payment’.
3. Ask your customer to hold their card or NFC-based mobile wallets such as Apple Pay, Google Pay, and Samsung Pay over the contactless symbol until the transaction is complete.

What payment methods can I accept with Tap to Pay on Android

With Tap to Pay on Android, you can accept Visa, Mastercard and American Express contactless cards and NFC-based mobile wallets (Apple Pay, Google Pay, and Samsung Pay).

Which Android phone are compatible?

To use Tap to Pay on an Android phone, you'll need to ensure that you're using an NFC-enabled Android phone running OS 11.0 or higher. You'll also need to make sure you've downloaded the free Sign Pay app.

Is Tap to Pay on Android phone a secure way to accept payments?

Yes, Tap to Pay on Android phone transactions are processed in accordance with the highest industry security standards. Plus, this payment method uses the built-in features of your Android phone to keep your and your customer’s data private and secure.

Is there a transaction limit?

Tap to Pay by Android has a per-transaction limit of £100 when paid with a physical card. There is no limit when it comes to payments made with digital wallets (Apple Pay, Google Pay, and Samsung Pay).

How can my customers pay with Tap to Pay on Android phone?

Paying with Tap to Pay on an Android phone is really simple. Open the Sign Pay app on your Android Phone, enter the purchase amount, and check out with Contactless Payment. Present your Android Phone to the customer and ask the customer to tap their contactless card, Phone, Watch, or other smart device on the back of your phone until they're notified that the transaction has been completed successfully.

Does Tap to Pay on Android support transactions that require a PIN?

Tap to Pay on Android does not currently support PIN. If a user tries to charge an amount higher than the contactless limit, the cardholder would not be able to submit their payment account’s fallback PIN in order to complete the transaction. NFC wallet payments (Apple Pay, Google Pay, and Samsung Pay) might not be subject to these same limits.

FAQs

General

Helpful Information at Your Fingertips

Why Tap to Pay on iPhone or Android with Sign Pay?

• Enjoy the benefits of Tap to Pay without any rental costs or hidden charges. Simply pay a transaction fee (additional fees may apply).
• With Sign Pay, as long as your smartphone can connect to data, you can seamlessly accept contactless payments.
• Enhanced security features to protect your transactions and customer data.
• User-friendly interface for easy setup and use.
• Access to detailed transaction reports and analytics for better business insights.

Where are the payments I accept with Sign Pay deposited?

All payments you accept with Sign Pay are processed by your selected payment service provider and subsequently deposited into the bank account you have linked with them.
Your payment service provider is the entity with which you have registered your business for payment processing.
If you have any inquiries regarding payments, please direct them to your payment service provider.

How do I know if the customer's payment card is contactless?

Contactless cards have an EMV® Contactless Indicator on the back or the front of the card.

When a customer taps their card, the interface displays a “Try a Different Card” or “Unable to Read Card” error. What does this mean?

This means that the customer is using a contactless card that your payment service provider doesn't support. For example, an international customer may have a card that isn't widely accepted outside their region.

GET IN TOUCH

We are always happy to connect with you. Give us a call or leave a message, we aim to answer all enquiries within 24 hours on business days.

Sign Pay

LMC Business Wing (2nd Floor)

38-44 Whitechapel Road

London, E1 1JX

United Kingdom